My Blog

The content provided on this blog is for informational purposes only and should not be considered as financial, legal, or professional advice. While I strive to ensure the accuracy and relevance of the information presented, I make no guarantees about the completeness, reliability, or suitability of the content for any specific purpose. All information is subject to change without notice.

As a Mortgage Loan Originator, my insights are based on my experience and understanding of the industry. However, individual circumstances can vary widely, and it is essential to consult with a qualified professional before making any financial decisions or entering into any mortgage agreements.

I am not responsible for any losses or damages arising from the use or reliance on the information provided on this blog. Any links to third-party websites are for convenience and do not imply endorsement or responsibility for the content on those sites.

Additionally, Gershman Mortgage, LLC (Gershman) is not responsible for the content or opinions expressed on this blog. The views expressed are solely my own and do not necessarily represent the views or policies of Gershman. For personalized advice or assistance with your mortgage needs, please contact me directly.

Company Disclaimer:

Krystyn Smink is a Mortgage Loan Originator with Gershman Mortgage, LLC. NMLS ID #2568385. Gershman Mortgage, LLC is an Equal Housing Lender. All loans are subject to credit approval and other underwriting criteria. Terms and conditions are subject to change without notice. Gershman Mortgage, LLC is not affiliated with any government agency. This content is not intended to be an offer to extend credit or a commitment to lend.

Equal Housing Opportunity:

Gershman Mortgage, LLC is an Equal Housing Lender. We are committed to ensuring that all applicants have an equal opportunity to obtain financing for their home. We do not discriminate on the basis of race, color, religion, national origin, sex, marital status, age, or disability.

NMLS Disclaimer:

Krystyn Smink, Mortgage Loan Originator, NMLS ID #2568385. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. This is not a commitment to lend or extend credit. All loan programs are subject to borrower and property qualification. Rates, terms, and conditions are subject to change without notice.