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Get Approved.
Take Charge.
Own Your Home.
Home
About Me
About Gershman Mortgage
First Time Homebuyers
Tips for Boosting Income
Financing a Luxury Home
State Specific Programs
  • Tennessee Programs
  • Arkansas Programs
  • North Carolina Programs
  • Kentucky Programs
Services
Mortgage Blog
FAQ
Contact Me
Privacy Policy
More
  • Home
  • About Me
  • About Gershman Mortgage
  • First Time Homebuyers
  • Tips for Boosting Income
  • Financing a Luxury Home
  • State Specific Programs
    • Tennessee Programs
    • Arkansas Programs
    • North Carolina Programs
    • Kentucky Programs
  • Services
  • Mortgage Blog
  • FAQ
  • Contact Me
  • Privacy Policy
  • Home
  • About Me
  • About Gershman Mortgage
  • First Time Homebuyers
  • Tips for Boosting Income
  • Financing a Luxury Home
  • State Specific Programs
    • Tennessee Programs
    • Arkansas Programs
    • North Carolina Programs
    • Kentucky Programs
  • Services
  • Mortgage Blog
  • FAQ
  • Contact Me
  • Privacy Policy

About Me

Great to meet you!

Hi, I’m Krystyn! I’m a proud wife and a mom to three energetic boys who keep life full of surprises. Our family lives for the outdoors—whether we’re fishing or hiking through the woods, we’re always up for the next adventure. But here's the thing: even when we're out enjoying those moments, my work never takes a break.


Helping my clients achieve their homeownership dreams is my top priority, no matter where life takes me. I’m constantly working, whether I'm at the office, on the water, or even just between activities, making sure that every detail of your home loan is handled with care and dedication. When you work with me, you get a mortgage professional who’s always available, always reliable, and ready to get you the best possible results—whether I’m in my office or on the go.

Why choose me?

I believe the heart of great service is genuine care. That’s why I take the time to fully understand your unique needs, goals, and challenges before recommending any solutions. Whether you're a first-time homebuyer or looking to refinance, my commitment is to guide you through every step of the mortgage process with clear communication, honest advice, and unwavering support.


At Gershman Mortgage, we share the same dedication to excellence and customer satisfaction, ensuring you receive the best service possible—no shortcuts, no confusion. I’m here to make your mortgage journey as smooth and stress-free as possible, always putting your needs first. You deserve a mortgage professional who’s not just handling paperwork but genuinely invested in your homeownership success.

I work for YOU!

I bring the same dedication and attention to detail to my clients that I value in my own life. Whether you're a first-time homebuyer, looking to refinance your mortgage, or exploring home loan options, I’m here to provide personalized, attentive service every step of the way.


At Gershman Mortgage, we are committed to excellence, integrity, and customer satisfaction, offering a wide range of mortgage solutions, including FHA, VA, USDA, Conventional, and Jumbo loans. With competitive mortgage rates, flexible loan programs, and a smooth pre-approval process, you can trust that your home financing journey is in good hands.


Call me today at 208-602-3331 to start your home loan pre-approval or visit our Clarksville office at 2150 Wilma Rudolph Boulevard, Suite 8. Let’s make your homeownership dreams a reality!

Apply Now!
  • About Gershman Mortgage
  • First Time Homebuyers
  • Tips for Boosting Income
  • Financing a Luxury Home
  • Privacy Policy

Krystyn Smink NMLS# 2568385

Ksmink@gershman.com

(208) 602-3331

Copyright © 2024 Krystyn Smink - All Rights Reserved.


Gershman Mortgage: NMLS #138063


Equal Opportunity Housing:
We are an equal opportunity lender. We do not discriminate based on race, color, religion, sex, handicap, familial status, or national origin in the sale, rental, or financing of housing.

Not a Commitment to Lend:
The information provided on this site is not a commitment to lend. All loans are subject to approval, and rates and terms are subject to change without notice. Lending decisions are made based on underwriting guidelines and creditworthiness.

Opinions and Information:
The opinions expressed on this website are those of Krystyn Smink, Mortgage Loan Originator, and do not represent the views or guarantees of Gershman Mortgage. While we strive to provide accurate information, the content on this site should not be considered financial, legal, or tax advice. Always perform your own research and consult with professionals before making any financial decisions.

Research and Verification:
All information provided through our website is based on our understanding at the time of publication. Loan products, rates, and terms may change, and you should verify all information with us before making any decisions.

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